Davy Select EPP - If you are a Senior Executive or Director of your firm, you may have the option to set up a personal pension scheme into which contributions can be paid and/or transfers from existing pension arrangements can be made. Call us today or email pensions@davyselect.ie


Download our EPP Factsheet

If you are a Senior Executive or Director of your firm, you may have the option to set up a personal pension scheme into which contributions can be paid and/or transfers from existing pension arrangements can be made.

What is an Executive Pension Portfolio?

An Executive Pension Portfolio (EPP) is a tax efficient occupational pension which is set up under trust for the benefit of a single member. An EPP allows you to control your contributions and investments.

It is set up to receive contributions paid by the company and/or you:

  • Contributions paid by the company will qualify for corporation tax relief (within certain limits)
  • Contributions paid by you will qualify for income tax relief (within certain limits)

Tax-free investment returns:

  • No Capital Gains Tax when you sell your assets
  • No Exit Tax when you exit a third party investment fund
  • No Income Tax on dividends or coupon payments

Flexible benefits at retirement which can include a once-off lump sum (within certain limits) and one of the following:

  • An annuity and/or
  • A transfer to an Approved Retirement Fund or
  • A taxable lump sum (subject to PAYE)

To find out more about EPPs read our EPP FAQ.

Why Choose an EPP Pension?
  • Your company/employer can vary contributions each year to suit the financial circumstances of the business or key employees.
  • You may retire at 50 and take your benefits (subject to certain restrictions)
  • You can move your EPP if you change employer
  • You have no tax liability for contributions made by your employer
  • Your EPP investments can grow without any capital gains tax or income tax
  • If you are a director, your company’s retained earnings can be transferred into your EPP for your benefit
Why Choose a Davy Select EPP?

Wide investment choice

  • Choose from over 10,000 investments
  • 700+ investment funds with zero dealing charges to buy and sell funds on the platform

Competitive pricing

Expertise

  • Our friendly pensions team are on standby to help you with any questions or queries. We offer a free no obligation consultation to help you choose the best pension. Call 1890 49 49 49.

More information on charges.

** No Initial Charges

Initial charges are a commission or sales charge applied at the time of the initial purchase of an investment, usually Investment Funds and Insurance policies. Initial Charges are deducted from the investment amount and, as a result, lower the size of the investment. In most cases, initial charges are paid to investment intermediaries (financial planners, brokers, investment advisors) as sales commissions. No Initial charges apply to any Investment Funds on Davy Select.


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Unsure which pension to choose?

We offer a no obligation consultation with a pensions advisor so that you can choose the pension that is right for you.

Call us on 1890 49 49 49
or email pensions@davyselect.ie

 

Risks

Learn more about the risks that prospective investors should consider prior to making a decision to invest in a pension or retirement product.